Why Every Texan Needs an Estate Plan — Even If You’re Not “Rich”
Many people think estate planning is only for the wealthy. In reality, it’s for anyone who wants a say in what happens to their health, family, and property. In Texas, failing to plan doesn’t just leave a mess — it hands control over to the court.
1. Avoid Probate Delays and Costs
Texas has a simplified probate process compared to many states, but it still involves court fees, legal filings, and potential delays. A clear estate plan — including a will and possibly a trust — can make this process faster and less expensive for your loved ones.
2. Choose Who Makes Decisions If You Can’t
Medical emergencies can happen without warning. Who will speak for you if you're unconscious or incapacitated? Without a medical power of attorney and HIPAA release, your family may not be able to act on your behalf — or even access your medical info.
3. Protect Your Children’s Future
If you have minor children, naming a legal guardian is essential. Otherwise, the court decides — and it may not be the person you would have chosen. A will lets you make that decision in advance.
4. Preserve Assets From Creditors and Nursing Homes
Estate planning isn’t just about passing on your assets — it’s about protecting them while you're still alive. Certain trusts and planning strategies can shield your home and savings from being drained by long-term care or lawsuits.
Final Thoughts:
Your estate plan doesn’t have to be complex — it just needs to be complete. Whether you’re starting from scratch or updating an outdated will, The Barber Law Office can guide you through every step.